Chinedu's phone pinged with what looked like an official message: "Your bank account is under threat. Click this link to secure it immediately!" The message had everything - the correct logo, a reference number, and that sense of urgency that bypasses rational thinking. Within minutes of clicking the link, his entire balance vanished.

Tolu's story was different but equally sad. A polished Instagram post caught her eye; "Invest ₦50,000 and earn ₦150,000 in 48 hours. 100% legit. Powered by your bank". The account seemed legitimate - professional graphics, glowing testimonials, and frequent posts, but her ₦50,000 investment still disappeared forever 😬.

These scam tactics have probably happened to someone you know at some point in their life. They represent the evolving sophistication of financial scams in Nigeria's growing digital economy and while this article comes from gomoney, these protection tips apply to every financial service you use.

🔍 Know This About gomoney

  • • We NEVER partner with "investment agents" on social media; if we start an investment scheme, we will communicate with all our customers via our official platforms so you will be the first to know.

  • • We NEVER ask for your complete PIN, password, or OTP.

  • • We NEVER send urgent account verification links.

Your gomoney account information and card details are yours alone to control. If anyone tells you otherwise, it’s a red flag 🚩.

🔒 Stay Sharp, Stay Safe – Across All Platforms:

Scammers are getting smarter. These tips apply to every financial platform:

  • • Don’t share your PIN, password, or OTP with anyone.

  • • Avoid clicking links from unknown senders or sketchy websites.

  • • Ignore messages asking you to “upgrade” or “verify” your account urgently.

  • • Be cautious of investment schemes that promise high returns fast — they’re usually fraud.

  • • Don’t let anyone else operate your wallet or device for you.

  • • Only interact with our verified support channels.

💳 Don’t Forget Your Card:

Scammers are after your debit card details too. Be alert:

  • • Don’t share your card number, CVV, expiry date, or OTP with anyone.

  • • Quickly block and report lost or stolen cards immediately through the gomoney app.

  • • Avoid using your card on shady or unfamiliar websites.

  • • Enable alerts for every card transaction so nothing goes unnoticed.

💡 Stay One Step Ahead, Everywhere You Transact:

  • • Use strong passwords and change them often.

  • • Enable two-factor authentication where available.

  • • Question every message and be suspicious of miracle investment offers, especially when they sound like free money.

Let’s Stay Connected 💙

Need support? Our team is just a click away – For in-app support, tap "Settings" then "Help & Support". For email send your enquiry to [email protected].

Want to give gomoney a try? Do so by downloading the app on the Google playstore or Appstore.