What is gomoney?

gomoney is an inclusive financial platform that provides you with the features of a bank account without the hassle of paperwork and unfair charges; giving you full control of your money, within regulatory permissions. gomoney allows you to send and receive one-off or recurrent payments to and from anyone—regardless of where they bank. As an individual or as a group, it enables you to share costs and, even better, spend together.

What are you trying to achieve?

A community-based approach to banking: one that enhances your financial decision making through your phone—smart or otherwise (USSD)—while on the go.

We have built a secure and reliable core system from scratch, based on modern technology stacks. This means that we can process your data in real-time and send you actionable alerts and reports when they matter—not hours or days later.

For you, this means reduced costs of transactions, simplified payment processes and greater savings!

How soon can I use it?

You can start using the app as soon as you sign up! All you need to do is: download the app > create your account > credit your account by sending directly from any other bank account! You can also start accepting payments through payment requests or bank transfers. For bank transfers, the last 10 digits of your phone number as the account number, and bank name is gomoney.

Get started here!


Is my money safe?

Yes! We are insured by the NDIC and are PCI-DSS, ISO 20000-1 and ISO 22301 compliant. All card transactions are also 3D secured; meaning that your money is insured, your card information is safe and, we are here for the long term.

Are you regulated as a bank?

Yes! gomoney is a digital bank and is regulated as a bank!

We're committed to making payments easier and safer for you, and to meeting your specific financial service needs. We have created a community where you can share your suggestions, thoughts and ideas with us and other gomoney users. You can also send us messages directly by chatting with us through the app or shoot us an email. It's all one click away!

Download Now!

What next?

Over the next few months, we will use this blog to introduce you to gomoney and the team behind it. We will also be sharing exciting new features and our product roadmap! To stay up to date keep up with us on social media or chat with us via our help section in your app!

Welcome to gomoney – The bank you deserve

P.S. TechCabal described gomoney as the poster platform for "empathetic banking", the people at Nairametrics think gomoney is a hit (because it's true), and we got to share our ideas in a feature interview with BusinessDay.