gomoney is a digital bank in Nigeria that offers peer-to-peer payments and integrated third party services. We have created a digital banking experience that is relevant to a diverse group of individuals and our goal is to continue creating convenient experiences that allow people better understand their money and how to spend it. Our 100% stress-free platform allows you to: open an account in just 3 minutes, pay all your bills on one platform with our specially built in-app services, track your spending with carefully curated categories and even request payments from that debtor that’s been dodging your calls. Yes, all of the above and that's only the beginning.🙇🏽♂️

How secure is gomoney? 🔐

With gomoney, you can rest easy knowing your money is 100% safe. We're in compliance with all of the CBN's guidelines and all deposits are insured by the National Deposit Insurance Corporation. For added security, we're also ISO 20000-1 and ISO 22301 compliant, and PCI-DSS compliant. This just means that we take you and your money very seriously and have taken all the necessary precautions to ensure that you never have to hear long story.

Simplified banking made for you

Trusted by over +500,000 beautiful people

Scan to download the gomoney app

Insured by

Fully licensed by the CBN

Our goal is simple:

to simplify and give you
control over your money

Spending insights

Send money to 54+ banks

Categorized spending

Visualize your money

Bill alerts and due dates

Catch-up overview

Balances and income

Subscription overview

get paid instantly
with ease

Payment simplified

In just 3 minutes, you can create an account, start sending and receiving money from anyone, send payment requests, send payment reminders, share payment receipts and more... all from the comfort of your phone!

Split payment with anyone

Split anything! The rent! transport fares, eating out, Netflix fees, or even Aso Ebi payments! Split payment with a group of friends, give the group a name that suits it best and invite anyone to join the group and start sharing the cost with friends, families, mentors, literally anyone.

Split the fun with friends

Things are more fun with friends. Save up for a friends trip, concert, or whatever friendship goals with the gostash at no extra fees. With its flexibility, you can choose to automate your savings or lock your funds till a certain date.

get a colourful
virtual card.

Pause payment. Control your spending with your virtual card. Set custom daily and monthly spend limits.

Categorise your spending

Transaction enrichment

Pay your bills how you like

Be in control, easy budgeting

Categorise
your spending

Organise your spending into various transaction categories. Know how much you're spending on the various aspects of life, from food to investment, and adjust your spending to suit your goals, all in your gomoney app!

Transaction
enrichment

Have your transactions simplified with the merchant's full name and category, merchant logo, and more. Do away with complex transaction narration and understand your money and spending better.

Pay your bills
how you like

Paying bills can be fast, easy and convenient. You can choose to schedule your bills so you always stay connected without worries of missing your payments. Know how much you spend on bill payments and how you want to restructure your consumption.

Be in control,
easy budgeting

View your reports and understand the categories you spend the most money on. Understand if you stay within budget or spend more than what you earn.

Categorise
your spending

Transaction
enrichment

Have your transactions simplified with the merchant's full name and category, merchant logo, and more. Do away with complex transaction narration and understand your money and spending better.

Pay your bills
how you like

Be in control,
easy budgeting

View your reports and understand the categories you spend the most money on. Understand if you stay within budget or spend more than what you earn.

Security is our priority:

the digital banking
you can rely on.

Simplifying money for everyone

trusted by over +500,000
beautiful people

This app is the most legit I've seen so far that offers working virtual cards and good rates. I also love the goStash because it's really strict for saving especially for someone like me that likes spending 😂 if there was anything higher than 5 stars I will give it to gomoney 👍. Don't believe the bad reviews they're all lies try for yourself and see.

— Gilgamesh

Go money works well for me so far because whenever I have any issue or I don't understand some things about the app, the response is very fast and assuring. Though I will really love and appreciate it if dollar card can be implemented to help with shopping internationally and paying for courses since the virtual card is not longer working for these.

— Israel Nimary Ini

Normally am not those kind of people who reviews an App but this one I need to. gomoney is the best App to get a free virtual card for online payment, have tried so many App but they all failed except this one. Please download it and enjoy it. Thank u so much gomoney.

— Teken

The Fastest to receive and for beneficiary account to receive very fast too.

— Temitope77

It has split fare and request, you don’t have to call anyone for refund just split the fare or make a request to your parents or guardians for your allowance. Amazing

— ebosetalee

Swift with transaction as though I’m the only one on the network, where have you guys been all this while 😄😄, I love the service five star for you guys o!

— nacomoni

what’s happening
at gomoney

To see more news please
visit our Blog

Features | August 30, 2023

Worry less about the bill when you split it with gomoney

Splitting the bills can be a source of tension in any relationship, whether it's between roommates, friends, or romantic partners.

READ

Features | July 29, 2023

Find out your goPersonality with the new goReview

Whether you are a lavish or frugal spender, tracking and categorizing your spending is a critical part of your financial awareness to enable you to make the necessary adjustments to make more in...

READ

People | June 27, 2023

Compound effect of investing and saving simultaneously

Investing and saving are often discussed separately, but the true power lies in combining these two practices and harnessing their positive compound effects.

READ

Updates | May 18, 2023

Virtual NIN: What you need to know

In order to protect your Identity and Personal Information, the Federal Government through the National Identity Management Commission (NIMC) launched the Virtual National Identity Number (vNIN)...

READ

Be in control, bank with peace of mind

Get the gomoney app on your phone:

Download the gomoney app

Simplified banking made for you