gomoney is a digital bank in Nigeria that offers peer-to-peer payments and integrated third party services. We have created a digital banking experience that is relevant to a diverse group of individuals and our goal is to continue creating convenient experiences that allow people better understand their money and how to spend it. Our 100% stress-free platform allows you to: open an account in just 3 minutes, pay all your bills on one platform with our specially built in-app services, track your spending with carefully curated categories and even request payments from that debtor that’s been dodging your calls. Yes, all of the above and that's only the beginning.🙇🏽♂️

How secure is gomoney? 🔐

With gomoney, you can rest easy knowing your money is 100% safe. We're in compliance with all of the CBN's guidelines and all deposits are insured by the National Deposit Insurance Corporation. For added security, we're also ISO 20000-1 and ISO 22301 compliant, and PCI-DSS compliant. This just means that we take you and your money very seriously and have taken all the necessary precautions to ensure that you never have to hear long story.

Simplified banking made for you

Trusted by over +500,000 beautiful people

Scan to download the gomoney app

Insured by

Fully licensed by the CBN

Our goal is simple:

to simplify and give you
control over your money

Spending insights

Send money to 54+ banks

Categorized spending

Visualize your money

Bill alerts and due dates

Catch-up overview

Balances and income

Subscription overview

get paid instantly
with ease

Payment simplified

In just 3 minutes, you can create an account, start sending and receiving money from anyone, send payment requests, send payment reminders, share payment receipts and more... all from the comfort of your phone!

Split payment with anyone

Split anything! The rent! transport fares, eating out, Netflix fees, or even Aso Ebi payments! Split payment with a group of friends, give the group a name that suits it best and invite anyone to join the group and start sharing the cost with friends, families, mentors, literally anyone.

Split the fun with friends

Things are more fun with friends. Save up for a friends trip, concert, or whatever friendship goals with the gostash at no extra fees. With its flexibility, you can choose automate your savings or lock your funds till a certain date.

get a colourful
virtual card.

Pause payment. Control your spending with your virtual card. Set custom daily and monthly spend limits.

Categorise your spending

Transaction enrichment

Pay your bills how you like

Be in control, easy budgeting

Categorise
your spending

Organise your spending into various transaction categories. Know how much you're spending on the various aspects of life, from food to investment, and adjust your spending to suit your goals, all in your gomoney app!

Transaction
enrichment

Have your transactions simplified with the merchant's full name and category, merchant logo, and more. Do away with complex transaction narration and understand your money and spending better.

Pay your bills
how you like

Paying bills can be fast, easy and convenient. You can choose to schedule your bills so you always stay connected without worries of missing your payments. Know how much you spend on bill payments and how you want to restructure your consumption.

Be in control,
easy budgeting

View your reports and understand the categories you spend the most money on. Understand if you stay within budget or spend more than what you earn.

Categorise
your spending

Transaction
enrichment

Have your transactions simplified with the merchant's full name and category, merchant logo, and more. Do away with complex transaction narration and understand your money and spending better.

Pay your bills
how you like

Be in control,
easy budgeting

View your reports and understand the categories you spend the most money on. Understand if you stay within budget or spend more than what you earn.

Security is our priority:

the digital banking
you can rely on.

Simplifying money for everyone

trusted by over +500,000
beautiful people

This app is the most legit I've seen so far that offers working virtual cards and good rates. I also love the goStash because it's really strict for saving especially for someone like me that likes spending 😂 if there was anything higher than 5 stars I will give it to gomoney 👍. Don't believe the bad reviews they're all lies try for yourself and see.

— Gilgamesh

Go money works well for me so far because whenever I have any issue or I don't understand some things about the app, the response is very fast and assuring. Though I will really love and appreciate it if dollar card can be implemented to help with shopping internationally and paying for courses since the virtual card is not longer working for these.

— Israel Nimary Ini

Normally am not those kind of people who reviews an App but this one I need to. gomoney is the best App to get a free virtual card for online payment, have tried so many App but they all failed except this one. Please download it and enjoy it. Thank u so much gomoney.

— Teken

The Fastest to receive and for beneficiary account to receive very fast too.

— Temitope77

It has split fare and request, you don’t have to call anyone for refund just split the fare or make a request to your parents or guardians for your allowance. Amazing

— ebosetalee

Swift with transaction as though I’m the only one on the network, where have you guys been all this while 😄😄, I love the service five star for you guys o!

— nacomoni

what’s happening
at gomoney

To see more news please
visit our Blog

Marketing | February 23, 2023

The Power of Your PVC

With every election cycle just as the 2023 General Elections, many of us are eager to exercise our civic rights and elect a new president for our beloved nation. As citizens, it is our responsib...

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Marketing | February 06, 2023

What Scarcity does to us and our finances

In recent times, everyone in the country has been affected by some form of scarcity. Whether it is the long queues for cash at the ATMs or the unending struggle for fuel, scarcity seems like the...

READ

Marketing | Novermber 23, 2022

What you need to know about Black Friday this year

This Black Friday week we've planned many exciting offers for you!

Between the 23rd and 27th of November, we’d be giving you discounts on bill payments, physical card requests, and refunds on a...

READ

Updates | Novermber 22, 2022

All you need to know about Stamp Duty

You might have heard of stamp duty but never really understood what this may be and why banks charge you this fee when you receive money from other banks.

In this write up, we explain what sta...

READ

Be in control, bank with peace of mind

Get the gomoney app on your phone:

Download the gomoney app

Simplified banking made for you